Created by Former ASIC Leader  ·  AUSTRAC Enrolment Closes 29 July 2026

Your agency is about to be regulated like a bank. We'll make sure you're ready.

From 1 July 2026 every real estate agency that is involved in buying or selling property is a reporting entity under Australia's AML/CTF laws. We build your compliance program, train your staff, and keep you compliant — so you can focus on selling property.

Created by Former ASIC Leader
Senior Risk Executive
Certified AML Specialist
40+ Compliance Documents
Real Estate Sector Focus

Two regulators. Zero experience. No compliance team.

Most real estate agencies have never been regulated. From 1 July 2026, you answer to AUSTRAC for AML/CTF — and to the OAIC for privacy. Both from day one.

You need an AML/CTF Program, a risk assessment, customer identification procedures, a suspicious matter reporting process, staff training, a privacy policy, a data breach plan — and someone who actually knows what a regulator looks for when they walk through the door.

That's where we come in. We've assessed compliance programs from inside the regulator. We know what good looks like, what AUSTRAC will ask for, and what gets agencies into trouble.

What's at stake

$33 million
Maximum civil penalty per AML/CTF breach (body corporate)
$6.6 million
Maximum civil penalty per breach (individual)
$50 million
OAIC privacy penalty for serious or repeated breaches
Penalties multiply
Each failure is a separate breach event — they stack

Compliance built for your agency — not a generic template on a shelf.

Every engagement is tailored to your business, your customer types, your property, and your risk profile.

🔍

Compliance Health Check

Not sure where you stand? A targeted assessment of your agency's readiness — delivered as a prioritised action plan with a clear risk rating.

  • Gap analysis against all eight AML/CTF obligations
  • Privacy Act readiness review
  • Prioritised action plan with risk ratings
  • Written report you can take to your principal

Ongoing Compliance Partner

Stay compliant after go-live. A retainer service for agencies that want an expert on call — program reviews, staff refreshers, SMR guidance, annual reporting.

  • Annual program review & update
  • Ongoing staff training & refreshers
  • Suspicious matter reporting guidance
  • AUSTRAC annual compliance report support
  • Privacy & data breach advisory

From first call to fully compliant.

A clear, practical process — no jargon, no surprises.

1

Free consultation

We discuss your agency, your obligations, and what you need. No cost, no commitment.

2

Assess & scope

We assess where you are, identify the gaps, and scope the engagement to fit your agency.

3

Build & train

Your compliance program is built, tailored, and delivered. Staff are trained and sign off.

4

Go live & maintain

Your agency is compliant. We stay available for questions, reviews, and reporting.

Built by someone who's sat on both sides of the table.

Accessable Risk was founded by a former ASIC leader and senior risk executive with direct experience assessing how organisations manage regulatory risk — and how regulators evaluate the evidence they provide.

We don't sell generic templates and wish you luck. We work with your agency to build a compliance program that reflects your actual business — your customers, your property types, your risk profile — because that's exactly what AUSTRAC expects to see.

The difference matters when the regulator asks questions.

Former ASIC leader

Direct experience inside the regulator, overseeing how financial services firms manage compliance — and what gaps look like from the regulator's perspective.

Senior risk executive

Extensive experience building risk management frameworks inside regulated entities — operational risk, AML/CTF, and prudential compliance.

Certified AML specialist

Deep familiarity with the AUSTRAC, APRA, and ASIC regulatory environments, including the Tranche 2 reforms that bring real estate into the regime.

Not sure where to start?

Download our free plain-English guides covering your AML/CTF obligations, the privacy trap most agencies miss, and CPS 230 operational resilience.

  • What the rules actually require you to do
  • The common mistakes — and how to avoid them
  • What the regulator looks for in a review
  • A practical action plan to get compliant

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Three free plain-English
compliance guides
Free Download

The deadline is here.
Let's get your agency ready.

Tell us what you need and we'll be in touch within one business day to discuss your obligations, assess where you stand, and map out what needs to happen.

Response Within 1 business day
Cost Initial consultation is free

No spam. Your details are kept confidential.